
I am the senior insurance broker specializing in final expense burial insurance. I help over 300 families every month find affordable burial insurance!
Brandon Hodges | Hodges Agency | Owner
NPN License Number : 20827341

"Very Patient Agent"
"Brandon Hodges is an amazing agent. I love the fact that he never gave up on me when I took forver to get back with him whenver he reached out to me. I could not have asked for a better agent to do business with."
- Kathy R.


"No Pushy Sales Tactics"
"I was expecting another salesperson pressuring me. Brandon was different - he listened, gave me real options, and let me decide. I respect that."
- Amanda and George S.


"Immediate Approval with Diabetes"
"I've had diabetes for over 10 years. Brandon still got me a plan that starts right away. I didn't think that was possible. Thank you Brandon!"
- Anthony Barone

No. Most final expense policies do not require a medical exam. Approval is usually based on answers to a few simple health questions, and many people—even with existing health conditions—can qualify.
In most cases, no waiting period applies. Over 90% of our clients qualify for first-day full coverage, meaning your benefits start immediately. We work with a wide range of top insurance companies that offer flexible health criteria, so even if you have certain medical conditions, there’s an excellent chance we can get you covered right away.
No. With final expense insurance, your monthly premiums are locked in for life and your coverage amount will never decrease. You’ll have the peace of mind knowing your plan will always stay the same, no matter your age or health changes.
Most applications are completed in just 15 minutes over the phone, and many policies offer instant approvals—meaning your coverage can begin the very same day.
When it comes to payments, you can choose to start immediately, but most of our clients prefer to schedule their payments to line up with their Social Security deposit date. This way, the payment is automatic, always on time, and one less thing to worry about.